I'm looking for home insurance quotes and I have a flat felt roof, but most UK insurers only mention an asphalt roof (or the usual slate/ tile etc) as something that they will give a quote for. Is felt and asphalt the same thing?
There are hundreds of flat felt roofs. Felt is a layered bitumen impregnated material where as asphalt is poured onto a prepared surface. I am sure that they can insure a felt roof but why not ask them specifically?
If they don't know the difference then I would not be happy to do business with them.
no,felt is on a roll and gos on one strip at a time,asphalt is what it says,it gos on wet and is spread out over the area of the roof,most of the time gravel is put on top of it while it is still wet,this process helps to protect the asphalt from wear and keeping the sun from heating it up to a liquid form. it also seals the roof better than felt,being put on wet it covers all the cracks and gos where felt cant
The spelling.
In the US.
Felt is usually used on flat roofs UNDER tar or tar and gravel.
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Felt is ALSO used under shingles as a sub-layer in most cases as additional protection and to protect against nail heads on the wood covering or other underlying shingles if re-roofing over existing roof.
It is very seldom used alone
Your roof is flat, and it will be different for insurance to determine the quote.
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The usual slanted roof has shingles, and those shingles are made of asphalt. But on flat roofs you can melt asphalt to cure the seams of the roofing material. Asphalt is more combustible they will probably determine.
Felt roofing is not as hard wearing as asphalt and will need changing on a more regular basis,but asphalt is more like tar and will need no maintenance
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